At Great Plains, first-time customers can get from $100 to $1,000 with their first loan. If you do not initially obtain a loan for the full amount you had requested, we consider your payment history when you apply for future loans. By simply making timely payments on your Great Plains loan, you can build a solid payment history that will help you get approved for more substantial loans in the future.
Of course, cash advance lenders have no problem with this. They’re usually more than willing to let you roll over a cash advance loan because that’s how they make their money—the more you roll it over, the more you pay in interest. And the alternative isn’t any better: If you stop making payments altogether and default, the lender can pursue legal action against you and potentially garnish your wages.4
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
When it comes to your payment history, this takes more time but has a big impact on your overall credit score. One of the most important things you can do is pay your bills on time. Whether the payment is a few days late or the debt has been placed in collections, this will have a major negative impact on your credit score. If you have missed payments, get and stay current. Eventually the old payment history will fall off and your new one will be more important. Note that if you have an account in collections, paying it off will not remove it from your credit history - it will stay for seven years. If you are having trouble making ends meet, contact a trusted resource for assistance with credit counseling.
Installment Loans from Speedy Cash can give you the freedom to pay back your loan in full at any time, without penalties or fees. We understand that you may be under a lot of stress by the time you get to us, and the last thing you need to worry about is a stressful loan process. Speedy Cash always aims to make the process as easy, fast and friendly as possible. Whether you choose to apply online, in-store, over the phone, or any combination thereof, we aim for a seamless process from beginning to end. No hidden fees. No small print. Just clear verbiage, friendly service, and fast cash.
The U.S. Bureau of Economic Analysis tracks personal savings rates for American households. According to Trading Economics, numbers dating back to the 1950s, personal savings rates reached an all-time high of approximately 17 percent. Today, that number hovers around 5 percent. It's not that Americans today don't want to save for a rainy day, but rather that for many individuals and families, the rainy days never seem to go away. Rising costs keep many people living check to check, which can make it difficult to deal with emergencies. While savings are great, where do you turn if you need a quick financial boost and don't have any cash stowed away? At best, a cash advance may be the answer for you.
1 First-time Great Plains Lending customers typically qualify for an installment loan of $100 to $1,000 with an APR of 328.11% to 448.76%, which is less than the average 662.58% APR for a typical payday loan. For example, a $500 loan from Great Plains at 328.11% APR would require 16 bi-weekly installment payments of $74.18. After the 16th successful payment, your loan would be paid in full. An average payday loan of $500 with an APR of 662.58% and a fourteen (14) day term would require one payment of $627.07. Average payday loan pricing is based on Texas-originated loans facilitated by Credit Service Organizations/Credit Access Businesses such as CashNet USA® (664.30%), ChecknGo® (661.75%) and Ace Cash Express® (661.69%) as of May 19, 2016. Refer to Loan Cost & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.
You try really hard to plan for the unexpected things that happen in life. But you just can’t plan for everything. The car breaks down and you don’t get paid for another week. You need a quick fix with quick cash loans. At Advance Financial, we’re here to lend a hand to get you a quick loan for some quick cash. Our stores are conveniently located to get you in and out, quick and easy. And whether you need $25 or $4,000, we can get you the quick cash you need and you can be on your way. And, if you can’t make it into one of our 80+ locations, you can always go online to get a quick loan. Our agents are always here to help.
The average American spends about 49% of their income on housing and cars. Looking at this part of your budget can be overwhelming but can have a big impact on your overall financial health. Can you downgrade in these areas or use websites like airbnb.com to turn this liability into an asset? Look at your transportation costs. Be sure to choose a used car over a new one and think about public transportation or car pooling. Your goal should be no car payment and minimal housing expenses.
* MobiLoans, LLC, a tribal lending entity wholly owned by the Tunica-Biloxi Tribe of Louisiana ("Tribe"), a federally recognized Indian tribe, operates within the Tribe's reservation. Certain limitations apply. See Terms and Conditions for complete details. All trademarks, service marks, and registered marks are the properties of their respective owners. Maximum line amount of initial line is $2,500.00. Refer to the Terms & Conditions for additional details. Applications processed and approved before 4 p.m. CT are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Mobiloans is an expensive form of short term credit and should not be used as a long term solution.