To get a credit card cash advance you go to an ATM or bank location and use your credit card to withdraw money. The amount you withdraw is added to your credit card bill almost as if you were using your card to make a purchase. But unlike using a debit card, the money that you get through a credit card cash advance doesn’t come from your bank account. It’s loaned to you by your credit card company, and you’re responsible for paying it back.

Material Disclosure. This particular website is not a direct lender or represents any type of loan broker company. We represent an informational as well as referral company for lenders who are willing to participate in small cash and installment loans. We also connect borrowers and lenders who provide loans from $100 to $1,000 and up to $5,000 in case of installment loans. Not all lenders that we work with are able to provide such loans and there is a chance to be connected to some other than an independent lender. The website as well as the service does not offer any products that are somehow prohibited by the state laws and regulations. This is not an actual offer of a loan. We do not provide perspective clients with any products or services; the compensation that we receive is the one we get for the advertising part and only in those cases when the services are legal are law-abiding. We neither have access to the terms of your loan agreement nor are we responsible for any actions of a lender that they choose to implement with regards to interest rates, loan renewals, and money transactions and so on. Lenders only have this information and are able to provide the information about their specific terms, rates, charges, or any other issues involved in the process. The information that you provide in the form will be shared with 2-3 lenders. There is no obligation for the clients to actually apply for a credit from the lender that participates in our program just because you were connected with them. The time of money transfer is different with regards to a different lender. In some states the terms are regulated not just by a lender but by the state and local laws. Some lenders’ procedure involve faxing, others doesn’t; it depends. More information can be found on FAQ page; however, neither FAQ page nor other pages can be considered a legal advice or a substitution to it. By using this service you agree to comply with this site’s Terms of Use and Privacy Policy.
You may have heard of payday loans referred to as cash advances; they’re the same thing. If you are in need of quick cash, a payday loan may be the temporary financial fix for you. Remember, payday loans give access to fast cash, but the turnaround to pay back in full is usually around the time that you’ll receive your next pay check. With a payday loan from Speedy Cash, you will be repaying the principal loan amount plus finance fees.

First, let’s take a look at fast payday loans. Usually the lender will agree to lend you a specified amount of money for a certain period of time. For example, let’s say you needed $300 to cover some unforeseen expenditure. You would borrow $300 and write out a postdated check for two weeks hence to cover the amount of the loan plus the finance fee, which could be around $80 for this size of loan. So, in this example, in two weeks the lender expects to be able to cash that check for $380 to recover the loan given to you. Failure to pay on a specified date attracts more charges.


Unexpected events could mean significant financial burdens with devastating implications to people who hardly make enough for an "everyday fund" much less a "rainy day fund." That's why companies like MaxLend provide quick approval installment loans as a payday loan alternative, to help everyday people keep their heads above water and their bank accounts in the green.
To get a credit card cash advance you go to an ATM or bank location and use your credit card to withdraw money. The amount you withdraw is added to your credit card bill almost as if you were using your card to make a purchase. But unlike using a debit card, the money that you get through a credit card cash advance doesn’t come from your bank account. It’s loaned to you by your credit card company, and you’re responsible for paying it back.
Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.

The holidays are always difficult when it comes to finances. The pay raise hasn't came yet and my bills just keep adding up. I needed $300 dollars to make ends meet for just 2 weeks until I received my next paycheck. I'm glad I was able to utilize your service since you made the entire process short and sweet. Even though I have good credit and could have used my bank, I'd still recommend you guys any day of the week.
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This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges.  We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.
You try really hard to plan for the unexpected things that happen in life. But you just can’t plan for everything. The car breaks down and you don’t get paid for another week. You need a quick fix with quick cash loans. At Advance Financial, we’re here to lend a hand to get you a quick loan for some quick cash. Our stores are conveniently located to get you in and out, quick and easy. And whether you need $25 or $4,000, we can get you the quick cash you need and you can be on your way. And, if you can’t make it into one of our 80+ locations, you can always go online to get a quick loan. Our agents are always here to help.
In addition to not having savings in place to avoid taking out a payday loan, maybe you do not have a credit card or line of credit because of a bad credit score or no credit history. Many people also struggle with achieving and maintaining good credit. You can start building your credit history and getting a good credit score with a few actions. There are things you can do right now to improve your credit and things you can do over time with your existing debt and new credit. Having good credit can also help you to avoid the need for payday loans because you can get approved for a credit card with lower interest rates, making this a more feasible option when you need fast cash.
Lenders are within their rights to file reports with the three major credit bureaus—Experian, Equifax and Transunion—if you fail to repay your loan. This negative remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
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The terms and conditions of a loan might differ from lender to lender. You will get them at the same time as the loan offer, so read them carefully. At the same time you will get payment plan and the interest rates for that loan. For small loans, the annual percentage rate can be quite high, and late fees can be huge. Make sure you agree with the terms and can pay the loan back in a given time before you sign the contract. If you have any problems meeting the payment deadlines, contact the provider straight away.

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