Cash loans through LendUp come with a variety of benefits. First, in eligible states, our LendUp Ladder program means that each time you take a loan out and repay it on time, you earn points which may ultimately unlock applications to larger loans. We know that life happens, and events that are unplanned and out of your control are often what creates a negative credit history or financial scenario. At LendUp, we don't hold "life" against anyone, which is why we work with you on options that might be able to help you improve your access to credit. Specifically, in those eligible states, the Ladder may let you earn your way up to applications for larger loans.
Our quick online loans provide financial assistance to many hard-working individuals nationwide. During a financial crisis, your time becomes more valuable than ever. With quick loans from Speedy Cash you will experience an easy, fast and friendly process every time. The hardest part is deciding which online quick loan from Speedy Cash to apply for – depending on the state, you may apply for a quick payday loan, installment loan, or even a line of credit loan! Whichever solution you end up applying for, you can’t say Speedy Cash without the word “speedy” – it’s in our DNA.
Spending less money on paper is easy, but putting the idea into practice is a bit harder. It is possible to create big savings by making small daily changes. These small changes can be hard at first but soon they will become habit and eventually you’ll feel even more motivated once you start seeing the financial return. You can look at big picture ideas as well as small steps. Figure out what is most pressing to get you to where you want to be. Then be patient and continue to make good financial choices each day.
Our request process for online payday loans is simple and easy. You just have to submit this request form by entering all the required information. If your request is approved, money will be directly transferred into your bank account. Our online payday loan request form is secure and confidential. Your personal information is kept safe with strong SSL encryption.
The best way to compare the cost of a fast cash loan is to learn the annual percentage rates, or APRs, a lender offers. APR describes the cost of a loan over the course of a full year, taking into account the simple interest rate plus any additional fees or charges. With short-term loans like payday and title loans, you should be especially aware of the APR. To see exactly how much you will owe at the end of the year – and whether you can afford it – use an APR calculator and punch in your numbers.
As they say, knowledge is power, so we want to make sure our Customers feel completely informed about the kind of loan decision they are going to make. Take a look at our quick answer online loan FAQs below. Need more detail? Give us a call or pop into one of our many locations and one of our skilled Representatives will gladly give you more information on loans offered near you.
Credit card cash advances can come in handy when there’s a necessary expense that you can’t charge to your card (like rent) and you don’t have the funds to cover it otherwise. But the problem with credit card cash advances is that they have fees and interest rates that are generally much higher than if you just used your credit card to make a purchase. Also, you can only borrow as much as your cash advance limit allows, and if you already have a balance on your credit card, that amount may be reduced.
In an emergency, coming up with an extra hundred dollars can feel impossible, and for the 26 percent of Americans without any emergency savings, it is impossible — unless they're using fast cash loans. These short-term, small-dollar loans address gaps in your cash flow. If you got sick and took a lot of time off work or had weather-related absences that showed up in the form of a reduced paycheck, paying the bills this month may be more than a struggle. Fast cash loans can help you make up the gap until your financial situation improves.