Credit card cash advances can come in handy when there’s a necessary expense that you can’t charge to your card (like rent) and you don’t have the funds to cover it otherwise. But the problem with credit card cash advances is that they have fees and interest rates that are generally much higher than if you just used your credit card to make a purchase. Also, you can only borrow as much as your cash advance limit allows, and if you already have a balance on your credit card, that amount may be reduced.
Life is unpredictable. Unfortunately, life's little surprises rarely come when our bank accounts or budgets are ready for them. We've all been dealt the medical emergency, the major car repair, or even the unusually high utility bill we hadn't expected. Great Plains Lending offers plain and simple online loans that help people just like you to cope with life's unpredictable financial surprises. You can apply online in confidence through our safe, secure, and confidential website, get an answer in minutes, and get cash in your checking account as soon as the next banking day. Great Plains Lending provides a number of additional benefits to make your online loan as hassle-free and easy as possible:
*If loan request is submitted and accepted by 7:45 PM EST, M-TH. Loan requests submitted on Friday, Saturday, and Sunday (before 7:45 PM EST) will generally fund the following Monday. Loans requested after 7:45 PM EST on Sunday will generally fund the following Tuesday. Customers entering into their first loan with Cash Central may experience a delay in loan funding.
When you deal with an online cash advance provider, the entire process is handled via the internet. That means you don't have to go into a physical location or fill out lengthy paper forms. Instead, you complete the application online, are informed of your approval status online or via email and receive your funds via an electronic transfer to your bank account.
Cash loans through LendUp come with a variety of benefits. First, in eligible states, our LendUp Ladder program means that each time you take a loan out and repay it on time, you earn points which may ultimately unlock applications to larger loans. We know that life happens, and events that are unplanned and out of your control are often what creates a negative credit history or financial scenario. At LendUp, we don't hold "life" against anyone, which is why we work with you on options that might be able to help you improve your access to credit. Specifically, in those eligible states, the Ladder may let you earn your way up to applications for larger loans.
At MoneyKey, our customers matter the most! If you have changed your mind about the cash advance or have arranged the cash you need from somewhere else, you can cancel your online cash advance at no charge. To cancel your cash advance, just contact our Customer Care team and return the full amount borrowed within 3 business days to avoid applicable interest and/or fees.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Yes, the Great Plains Lending online loan application process is 100% secure and confidential. Great Plains is committed to safeguarding your privacy. Personal information you provide to us is protected using the latest technologies. A VeriSign secure sockets layer (SSL) certificate ensures that your personal financial information is transmitted securely when you apply for an online loan on our website.
The first time you take out a loan with LendUp, it will be for a fairly low dollar amount (typically $100–250). As it is a short-term loan, you'll have up to 30 days to pay it off. You'll schedule your repayment date when you take out the loan. Working with LendUp could give you the chance to repair or build your credit over time as you get access to the emergency funds you need.