MoneyKey is a state licensed installment loan direct lender in many of the states it operates in such as Alabama, California, Delaware, Illinois, Mississippi, New Mexico, Utah and Wisconsin. However, in Ohio and Texas, MoneyKey is a credit services organization (CSO) and credit access business (CAB), respectively. In these states, the loans are funded by third-party lenders and are arranged and serviced by MoneyKey.
So once you’ve decided on a loan, you shouldn’t just sign the agreement and wait for your funds. You should read your loan agreement from front to back to make sure there aren’t any surprises in store. If you’re getting a loan in person, it might be a good idea to take the loan agreement home with you so that you can take the time to fully absorb it. If you’re taking out a loan online, it’s a little easier, since you’re already at your computer. And if you don’t understand something in your loan agreement, you can always Google it, or you can …
For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
Cash loans through LendUp come with a variety of benefits. First, in eligible states, our LendUp Ladder program means that each time you take a loan out and repay it on time, you earn points which may ultimately unlock applications to larger loans. We know that life happens, and events that are unplanned and out of your control are often what creates a negative credit history or financial scenario. At LendUp, we don't hold "life" against anyone, which is why we work with you on options that might be able to help you improve your access to credit. Specifically, in those eligible states, the Ladder may let you earn your way up to applications for larger loans.

Please note that this is an expensive form of credit. Great Plains Lending, LLC loans are designed to help you meet your personal borrowing needs. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include a credit card cash advance, home equity line of credit, existing savings, or borrowing from a friend or relative. Before borrowing, please consider whether you will be able to repay any amount that you borrow. Customers with continued credit difficulties should seek credit counseling.

Credit Implications. This site does not offer any credits, nor does it make any credit decisions. Independent lenders that you can be connected with are free to perform credit checks, if they find it necessary or appropriate. Our website is not in charge of any credit checks, credit report provision or acquisitions, we are neither interested nor willing to do the aforementioned things. However, such actions still can be a part of some lenders’ credit process. By submitting your personal information, you agree to the terms that a lender offers. Independent lenders that participate in our program are obliged to provide the agreed amount of cash in the manner agreed; the loan must be returned in full in due time by a borrower. Please, keep in mind that short-term small cash loans cannot be a solution to long-term debt problems.It is strongly recommended that you should borrow the exact amount that you now find necessary; the one that you can repay easily within the term agreed. Late repayments and nonpayment are fraught with complications, late fees and other collection activities. All lenders have their own terms and conditions they operate in accordance with; make sure you review them before signing any agreement. Renewal policy also differs from lender to lender – please review lenders’ privacy policies as well as terms and conditions for further information.
On average, Americans spend about 49% of their income on housing and cars. This can be a big life change, but can you downsize your housing? Is your home too large, luxurious, or in an expensive area? Can you use websites like airbnb.come to rent out space in your home to offset your living costs? Consider how much you are spending on transportation. Opt for a used car rather than a new car and consider public transportation or car pooling. The goal is to have no car payment and to minimize housing expenses.
If a longer repayment period sounds like something that you could benefit from, consider applying for an installment loan. Speak with a Speedy Cash representative over the phone, or in person. Do you prefer to complete the application on your own – that works too! Our secure online application lets you apply from anywhere as long as you’re connected to the Internet! We provide the opportunity for Customers to choose the loan application process that best fits their needs. We guarantee that whichever way you choose to apply, you will receive the same easy, fast and friendly service. Hit apply now to get started!
Many of the lenders in our network stick with in-house debt collection practices rather than selling your debt to an outside collection agency, and they will never sue you or threaten criminal charges against you. Your lender may attempt to collect your debt via email, postal mail, telephone, or text message, and they may offer you a settlement so that you can repay your debt over time. All of our lenders are required to adhere to the Fair Debt Collection Practices Act which protects you from harassment. You can contact your lender for more information about its specific policies.
A 2015 study by the Federal Deposit Insurance Corporation (FDIC) found that about 35 million American households use banking options other than traditional banks. This equates to nearly 30% of households in the United States that choose services provided by sources such as FastCash.org over banks to cash checks and get loans. This study indicated two key points: traditional banks have failed to meet the needs of over a quarter of American households and that they have found a better source to meet their financial needs.
Installment loan payments include a small portion of the principal loan amount, as well as a portion of the interest charged on the principal loan amount. You can simply follow your payment schedule, or make early payments on your loan to get ahead with no penalties or fees. Each month, you will receive an email notifying you that your statement has been updated on your dashboard.
A: When approving an applicant for a loan, several factors are considered. During the application process, Speedy Cash considers your current income and the type of loan you are applying for, among several other factors. Once we process your application we will give you a lending decision, typically within just a few minutes, and if approved, let you know how much you're approved to borrow.
Need a lump sum of cash? When you need a fast cash loan, Speedy Cash is here for you. Installment loans give you the fast cash you need and offer the flexibility to pay it back over time. The best part is, there are no hidden fees! We don’t charge you if you choose to pay your loan off early and we don’t believe in unknown charges; we clearly explain the terms and conditions of our loan product when you apply.
Credit card cash advances can come in handy when there’s a necessary expense that you can’t charge to your card (like rent) and you don’t have the funds to cover it otherwise. But the problem with credit card cash advances is that they have fees and interest rates that are generally much higher than if you just used your credit card to make a purchase. Also, you can only borrow as much as your cash advance limit allows, and if you already have a balance on your credit card, that amount may be reduced.
This is an expensive form of borrowing. Lendgreen loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. The Annual Percentage Rate (“APR”) as applied to your loan will range from 720% to 795% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Late payments and non-payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law. Lendgreen does not lend to residents of AR, GA, MD, MN, NY, PA, VA, WV, WI or to members of the military or their dependents.
Hard times fall even on the best of us, and sometimes they fall like dominoes, forcing us to scramble to cover our most basic bills or an emergency situation we never saw coming.  Anything from sudden unemployment to finding yourself with no money, to even have a business opportunity that you can’t pass up on, can cause a crisis that makes an online quick cash loan a major priority. If your credit is less than perfect, that fast loan may be very hard to get from a bank. We can help. We will assess your need once you simply fill out our online form and can match you to one of our many quick loans lending partners, and a loan that is right for you. Looming financial deadlines call for immediate action, so our fast loans will put you on the path to covering that expense and breathing easier.
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Spending less money on paper is easy, but putting the idea into practice is a bit harder. It is possible to create big savings by making small daily changes. These small changes can be hard at first but soon they will become habit and eventually you’ll feel even more motivated once you start seeing the financial return. You can look at big picture ideas as well as small steps. Figure out what is most pressing to get you to where you want to be. Then be patient and continue to make good financial choices each day.
NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
Installment Loans from Speedy Cash can give you the freedom to pay back your loan in full at any time, without penalties or fees. We understand that you may be under a lot of stress by the time you get to us, and the last thing you need to worry about is a stressful loan process. Speedy Cash always aims to make the process as easy, fast and friendly as possible. Whether you choose to apply online, in-store, over the phone, or any combination thereof, we aim for a seamless process from beginning to end. No hidden fees. No small print. Just clear verbiage, friendly service, and fast cash.
Unexpected events could mean significant financial burdens with devastating implications to people who hardly make enough for an "everyday fund" much less a "rainy day fund." That's why companies like MaxLend provide quick approval installment loans as a payday loan alternative, to help everyday people keep their heads above water and their bank accounts in the green.
“I really got myself in a fix when my car suddenly broke down. What was worse, I was short on cash and needed funding for repairs immediately. Thanks to CashOne that came to the rescue by providing quick online payday loan! I got funded the required amount in a hassle-free manner and got my car fixed in a day! The payday loan service of CashOne is fast, reliable and gets processed fast. I highly recommend their service to all for getting instant loans.”

Don’t skim that loan agreement! Your agreement is a legal document that will detail all the “must-knows” (like interest rate, APR, term, repayment structure, terms and conditions) of the financial arrangement you might be about to enter into. Still, a recent survey found that just 7 percent of people read the small print when purchasing products and services. One fifth of people say they have experienced adverse consequences for not doing so.[1]


Don’t skim that loan agreement! Your agreement is a legal document that will detail all the “must-knows” (like interest rate, APR, term, repayment structure, terms and conditions) of the financial arrangement you might be about to enter into. Still, a recent survey found that just 7 percent of people read the small print when purchasing products and services. One fifth of people say they have experienced adverse consequences for not doing so.[1]
While in the beverage department - do you buy bottled water? Try a reusable water bottle and get thanks from your wallet and mother nature. How often do you dine in restaurants? Start packing a lunch and cooking dinner for your physical health as well as your financial well being. Do you have any other expensive and unhealthy habits, like smoking or drinking, that can be reduced or eliminated? How about where you buy your clothes or get your hair and nails done? When is the last time you shopped around for health insurance, auto insurance, or homeowners insurance to compare prices and ensure you are getting the best deal? What are your utility costs and cell phone bill running you each month? If you can look at all these daily expenses in your life and just trim them a bit, you will be able to start growing your savings.
MoneyKey is a state licensed installment loan direct lender in many of the states it operates in such as Alabama, California, Delaware, Illinois, Mississippi, New Mexico, Utah and Wisconsin. However, in Ohio and Texas, MoneyKey is a credit services organization (CSO) and credit access business (CAB), respectively. In these states, the loans are funded by third-party lenders and are arranged and serviced by MoneyKey.
Credit Implications. This site does not offer any credits, nor does it make any credit decisions. Independent lenders that you can be connected with are free to perform credit checks, if they find it necessary or appropriate. Our website is not in charge of any credit checks, credit report provision or acquisitions, we are neither interested nor willing to do the aforementioned things. However, such actions still can be a part of some lenders’ credit process. By submitting your personal information, you agree to the terms that a lender offers. Independent lenders that participate in our program are obliged to provide the agreed amount of cash in the manner agreed; the loan must be returned in full in due time by a borrower. Please, keep in mind that short-term small cash loans cannot be a solution to long-term debt problems.It is strongly recommended that you should borrow the exact amount that you now find necessary; the one that you can repay easily within the term agreed. Late repayments and nonpayment are fraught with complications, late fees and other collection activities. All lenders have their own terms and conditions they operate in accordance with; make sure you review them before signing any agreement. Renewal policy also differs from lender to lender – please review lenders’ privacy policies as well as terms and conditions for further information.
MaxLend, is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. (the “Tribe”). This means that MaxLend’s loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that MaxLend is not subject to suit or service of process. Rather, MaxLend is regulated by the Tribe. If you do business with MaxLend, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in MaxLend’s contracts, these forums include an informal but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, MaxLend is not subject to suit or service of process. Neither MaxLend nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.
ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.
If you're concerned about bills coming due too soon before your next payday, you can rest easy. Your Great Plains online loan repayment schedule is structured so your loan payment due date aligns with your pay date. For example, if you are paid every two weeks, your loan payment will be due bi-weekly. If you are paid monthly, your loan payment is due once per month.
You're not alone. If you are like many people who take advantage of online loans, you may have a less than perfect credit score. You may still be approved for an online loan from Great Plains. To qualify for an online loan, you do not have to be employed - but must have a reliable source of income. And, as you build a successful loan payment history, you can qualify for larger loan amounts in the future.
The U.S. Bureau of Economic Analysis tracks personal savings rates for American households. According to Trading Economics, numbers dating back to the 1950s, personal savings rates reached an all-time high of approximately 17 percent. Today, that number hovers around 5 percent. It's not that Americans today don't want to save for a rainy day, but rather that for many individuals and families, the rainy days never seem to go away. Rising costs keep many people living check to check, which can make it difficult to deal with emergencies. While savings are great, where do you turn if you need a quick financial boost and don't have any cash stowed away? At best, a cash advance may be the answer for you.
Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.
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